Autumn across European countries
The calendar given above applies to a temperate oceanic climate, that of north-west France, Belgium, or the Netherlands, where the drop below 14 °C typically occurs during October. It shifts considerably with latitude and altitude, and it is far better to calibrate it against your own readings than against a calendar date.
In southern Europe, Spain, Portugal, southern Italy, or Greece, the water often stays above 14 °C until November, and leafy vegetable production continues throughout winter without any shelter. The limiting factor there is less the cold than the reduction in light, which is very real even under a mild sky.
In the north and east, Germany, Poland, or Scandinavia, the transition begins as early as mid-September and frost sets in early. Cover becomes essential there, and pond depth is a design consideration, not a comfort one. Aquaponics keepers in the mountains, in the Alps or the Carpathians, follow a calendar close to that of the Nordic countries, sometimes a full month ahead of the neighbouring lowlands.